Reduce Your Charge-off Risk
with Predictive Loan Insights.

Get a rolling 12 month dashboard of your loans likely to default and
manage your overall risk and take early action.

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About Capton.ai

For the first time in more than a decade, NPL’s (non-performing loans) are rising at a similar rate of the Great Recession of 2008. Banks of all sizes have experienced a collective $25 Billion increase in NPLs since Q1 of 2020.

Capton was designed specifically to help banks manage this rising risk and provide insight into your loan portfolio, identifying those loans in need of restructuring before they become a new charge-off

Time is Money

Capton gives you insights into your loan portfolio, providing you the opportunity to respond rather than react to risky loans.

Automated Reporting

Automate reports based on region, compare both retail and commercial type loans, set risk levels, or compare individual branches.

Machine Learning

Capton starts with a 90%+ accuracy rate that often increases as the algorithm learns your data flows, leading up to a 97% accurate model

Core Features

CUSTOMIZATION
FILTERS

Isolate views by retail / commercial, region, time window (3 – 12 months), salary range, and industry

SIDE-BY-SIDE
COMPARISON

Compare regions, states, county, or branch level detail to identify areas of strength or risk

FULL LOAN
PORTFOLIO

Analyze your full portfolio at a glance from the main dashboard, or dive deeper into a specific area

Featured Insights

The Current Collision
Happening in Banking

The last decade has seen a similar decline in collision-like incidents in banking as the recovery from the 2008 financial crisis has caused banks to take a different approach to diversified loan portfolios…

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In Times of Crisis,
Time is Money

The sentiment “time is money” has never been more true than in this current financial climate. It is unlike anything our modern financial institutions have ever experienced before. In 2008, the crisis was largely tied to the housing bubble bursting…

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A Comprehensive Guide to
Real-Time Big Data Analytics

While real-time analytics and big data are both trending, it seems that real-time big data analytics, which is their combination, should be a very promising initiative, and many businesses should be desirous of it.

Readmore

Facing Rising NPL’s?

Download our latest whitepaper on managing financial risk in the face of increasing loan defaults and declining new loan deposits with Capton.AI

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Have Any Questions?

Let us know how we can help. From breaking data free from institutional silos to make better business decisions to optimizing your loan portfolio for an uncertain future, we are here to assist.